One of our main purposes is to provide financial assistance to clients caught in emergency, short-term, financial situations beyond their control that endanger personal well being.
An emergency condition is one that arises suddenly, is unforeseen and urgent, and requires immediate attention. Emergency assistance is generally authorized in circumstances that impose a serious financial or personal hardship on the client requiring urgent help to relieve the situation.back
Assistance is authorized for food, shelter, utilities and necessities to prevent privation when personal funds were used for an emergency, unforeseen circumstance or other legitimate purpose which created a hardship that prevented the client from having sufficient funds to pay for their own basic needs.
Assistance may be considered to aid with emergency home repairs when clients are facing major, unexpected, emergency repairs beyond their financial ability. Emergency repairs must be essential to the well being of the family.
Assistance may be considered for necessary travel, food, lodging and incidental expenses, including childcare in some circumstances, associated with emergency travel due to the death or serious illness of the CGMA sponsor or a family member (along with other emergency travel situations that are unplanned and unexpected) when reasonable costs remain causing a serious financial burden on the client after other forms of assistance have been exhausted.
Assistance may be considered to help with immediate needs when a client or their immediate family members are affected by a disaster. The disaster may affect only a few individuals such as a house or apartment fire; or an entire community, such as a flood, tornado, or hurricane. While we cannot act as an insurance company, we can provide assistance to help our clients through the disaster and reestablish their normal lifestyle with items not provided for by the Coast Guard, other government agencies, insurance coverage, the American Red Cross or other relief organizations.
Assistance may be considered to help defray the cost of a modest dignified funeral for the CGMA sponsor or an immediate family member when reasonable costs remain after other forms of assistance have been exhausted causing a serious financial burden. Other forms of assistance may include personal resources, SGLI, other government and private insurance, Veterans Administration and other various government benefits, which may be available.
Assistance may be considered for food, temporary lodging, and incidental expenses when a client demonstrates a need for such assistance because of an emergency or when an unexpected event has caused a serious financial burden, and assistance is not available from other sources.