Professional, confidential, financial planning and counseling is available to all CGMA clients (applying for a loan or grant from CGMA is not required to receive counseling)
If, after receiving financial counseling services, it is determined that financial assistance is needed from CGMA, clients may apply for debt management assistanceback
To provide financial counseling Representatives may:
We have established an agreement with the National Foundation for Credit Counseling (NFCC), for financial counseling services provided by Consumer Credit Counseling Services (CCCS).
When a client is referred to NFCC by CGMA, we will normally pay fees associated with this service.
To find the CCCS office nearest you, Find a Counselor or 1-800-388-2227 for 24-hour automated office listings.
Debt Management assistance does not aim to return an insolvent person to an absolutely normal way of life. Debt Management does assist by helping to create the minimum essential financial condition to allow the person to live frugally while paying off obligations in a responsible manner.
We are willing to become a partner with our client by giving the minimum financial assistance needed to allow the client to enter a Debt Management Program with Consumer Credit Counseling Service (CCCS) or a similar program through another debt/credit management agency.
Total debt consolidation loans are not authorized.